General Accident Insurance Company
Great!
New insurer but they really are just Motor one with new owners i would fully recccomend them, Stefan explained their history and i trust Gen Acc
Look no further, Gen Acc giving best deals for brand new cars. My Kia Rio fully insured from them
General Accident Insurance company is a subsidiary of reputable insurers General Accident Jamaica Limited, a member of the Musson Group with almost 100 years of history in the insurance sector under its belt.
Excellent leadership and a strong customer-oriented structure along with, a strong commitment to a quick turnover and payment of claims are some of the qualities that pave the bright future ahead of this company as it stands ready to serve Trinidad and Tobago’s insurance industry. These prospects are why we stand confident with General Accident TT (Gen Acc) when it comes to comparing insurance quotes.
Here are some further details of the services offered, which we hope you find helpful when you are comparing insurance quotes with Shyftjamaica.com
General Accident offers three essential types of products in the motor insurance industry: Third Party Only, Third Party Fire and Theft as well as Comprehensive. These services are offered for:
Third Party Only
Third Part Only insurance covers you for damages you inflict on others or their property while driving in your vehicle. It also includes a roadside assistance plan.
Third Party Fire and Theft
Third Party Fire and Theft insurance covers you for damages you inflict on others or their property while driving in your vehicle. Additionally, it covers you for damages in respect of fire, external explosion, self-ignition, lightning, burglary, housebreaking or theft. Roadside assistance is also included.
Comprehensive
If you spring for comprehensive car insurance, you receive all the benefits of basic third-party insurance, plus coverage for damages you do to your own vehicle and separate protection for windshield damage as well as roadside assistance and special perils.
In the event of a car accident that was not your fault, the comprehensive plan grants you the right not to have to liaise with the other insurance provider. General Accident TT also offers Shyft.tt customers who purchase brand new cars special rates with features such as waiver of excess.
Third Part Only, Third Party Fire and Theft and Comprehensive car insurance plans make Gen Acc all drivers eligible for a no-claims discount, which encourages safe driving.
About General Accident Insurance
General Accident Fire & Life Assurance Corporation (GAFLAC) began its operations in Jamaica in the 1920’s. In 1981 a joint partnership was made between GAFLAC and Musson Group of companies. In 1998 Musson group became the sole shareholder of General Accident. In 2020 General Accident began its operations in Trinidad and Tobago focusing on Motor insurance, and in 2021 they will be expanding to insurance for other lines including Property and Liability.
As at 2022 Year end, General Accident Insurance Jamaica had a gross written premium of JMD 15,114,209,000 making the company of the larger operating insurers in Jamaica.
DISCOUNTS & FEATURES
- 40% special discounts available plus NCD (No Claims Discount)
- Additional features available such as Waiver of Excess for brand new cars
- 10% Anti Theft Device Discount available
- Premium Financing available (ask Shyftjamaica.com)
- Roadside assistance for free on all insurance sold
- Special Perils included on Comprehensive cover
- Strong claims support from GenAc team
- Child car seats are automatically covered under all GA Private Comprehensive Policies at no additional cost. If you are involved in a crash that’s not considered minor, or if your car is damaged by fire or stolen and not recovered, you may claim your car seat as damaged and be reimbursed up to $15,000 to replace it.
- Female drivers between the ages of 25 and 65 who meet the following criteria may be eligible for our Superior Lady Policy
- Policyholders earning a maximum No Claim Discount and who have been insured with us for a period no less than two years, will not have their NCD affected for their first claim payment, which does not exceed $350,000.00
- Policyholders are entitled to a maximum of $1,500.00 per day for a maximum of 5 days if their vehicle is laid up as a result of a collision
- All of our private car insurance policyholders can drive with peace of mind, knowing that in the case of a breakdown, they can contact REACT for free emergency roadside assistance. REACT will tow your vehicle to a safe and secure location, free of charge. Roadside assistance for a breakdown has a limit of $5,000 and is available to third party and commercial policyholders at a nominal price of $1,500.00.